Financial Services
Collateral Based Loans
Asset-backed lending with transparent terms and fast turnaround for individuals and businesses.
We provide loans secured against tangible assets — vehicles, title deeds, equipment and other verifiable security. This lets us lend on the strength of what you hold rather than on a long credit history, which makes capital reachable for growing businesses and individuals who are asset-rich but cash-tight.
Every facility is documented in plain language before disbursement: principal, rate, schedule, and what happens if circumstances change. Our assessment focuses on the value and clean title of the security, and on a repayment plan you can genuinely service.
What this includes
- Secured against vehicles, title deeds and equipment
- Written terms agreed before any disbursement
- Fast assessment and turnaround
- Repayment schedules structured to your cash flow
- No hidden charges
Trusted by organisations across Zambia
Have a project or a financing need?
Tell us what you are planning. We will come back to you within one business day.